{"product_id":"canadian-personal-finance-starter-kit-ebook-budget-tracker-bundle-instant-download","title":"Canadian Personal Finance Starter Kit — Ebook + Budget Tracker Bundle | Instant Download","description":"\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eFinally — a complete money system built specifically for Canadians.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eMost people fail at budgeting not because they lack willpower, but because they have the motivation without the knowledge, or the knowledge without the tools. This bundle gives you both.\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThe \u003cstrong\u003eCanadian Personal Finance Starter Kit\u003c\/strong\u003e combines a 34-page practical ebook with a fully automated Excel budget tracker — everything a beginner needs to understand their money, build a budget that works, and actually stick to it.\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWHAT'S INCLUDED\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003e📖 Ebook: Personal Finance \u0026amp; Budgeting in Canada (PDF — 34 pages)\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eWritten specifically for Canadians. Not a generic American finance book repackaged — every chapter covers Canada's unique financial landscape, tools, and costs.\u003c\/p\u003e\n\u003cul class=\"[li_\u0026amp;]:mb-0 [li_\u0026amp;]:mt-1 [li_\u0026amp;]:gap-1 [\u0026amp;:not(:last-child)_ul]:pb-1 [\u0026amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 1\u003c\/strong\u003e — Build Your First Budget That Actually Works \u003cem\u003e(50\/30\/20 rule adapted for Canadian cities, zero-based budgeting, monthly template)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 2\u003c\/strong\u003e — Save $5,000 in 6 Months \u003cem\u003e(6-month savings ladder, best Canadian HISA accounts in 2025, automation strategy)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 3\u003c\/strong\u003e — Crush Your Debt \u003cem\u003e(Avalanche vs. Snowball methods, Canadian student loan tactics, balance transfer guide)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 4\u003c\/strong\u003e — Fix Your Credit Score \u003cem\u003e(how Canadian scoring works, 7 proven steps, Equifax \u0026amp; TransUnion dispute process)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 5\u003c\/strong\u003e — Manage Canada's Rising Cost of Living \u003cem\u003e(grocery hacking, free government programs, CCB, GST credit, Trillium)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eChapter 6\u003c\/strong\u003e — TFSAs, RRSPs \u0026amp; FHSAs Explained Simply \u003cem\u003e(2025 contribution limits, side-by-side comparison, index fund beginner strategy)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eBonus\u003c\/strong\u003e — 30-Day Money Reset Challenge \u003cem\u003e(daily action plan, week-by-week guide, personal financial action plan)\u003c\/em\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003e📊 Excel Tracker: Monthly Budget Tracker Spreadsheet (XLSX — 4 Sheets)\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eOpen it, type your numbers into the blue cells, and everything else calculates automatically. No formulas to write. No Excel experience needed.\u003c\/p\u003e\n\u003cul class=\"[li_\u0026amp;]:mb-0 [li_\u0026amp;]:mt-1 [li_\u0026amp;]:gap-1 [\u0026amp;:not(:last-child)_ul]:pb-1 [\u0026amp;:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\"\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eIncome Tracker\u003c\/strong\u003e — 7 income sources (salary, freelance, rental, investments and more), monthly columns, auto-calculated annual total\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eExpense Log\u003c\/strong\u003e — 17 pre-loaded expense categories, 4-month tracking, annual breakdown\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eSavings Tracker\u003c\/strong\u003e — 12 savings goals with target dates, % complete, auto status labels, 18-row monthly contribution log\u003c\/li\u003e\n\u003cli class=\"whitespace-normal break-words pl-2\"\u003e\n\u003cstrong\u003eMonthly Dashboard\u003c\/strong\u003e — Live KPI cards for income, expenses, savings and net balance, full 12-month summary table, expense breakdown by category\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eWHY THEY WORK BETTER TOGETHER\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eThe ebook teaches you \u003cem\u003ewhat to do\u003c\/em\u003e — the strategy, the Canadian tax moves, the debt payoff methods. The tracker gives you \u003cem\u003ethe system to do it\u003c\/em\u003e — logging every dollar, watching your savings rate grow, seeing your debt shrink in real time. Together, they cover both the knowledge gap and the execution gap that stop most people.\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eTHIS BUNDLE IS PERFECT FOR YOU IF:\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-pre-wrap leading-[1.7]\"\u003e✅ You've never made a budget before (or every attempt has failed) ✅ You're stressed about the cost of living in Canada ✅ You're a new immigrant trying to understand TFSAs, RRSPs, and Canadian benefits ✅ You're saving for your first home and want to use the FHSA properly ✅ You have debt and want a clear, realistic plan to pay it off ✅ You're a young family trying to stretch every dollar further\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eTECHNICAL DETAILS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cdiv class=\"overflow-x-auto w-full px-2 mb-6\"\u003e\n\u003ctable class=\"min-w-full border-collapse text-sm leading-[1.7] whitespace-normal\"\u003e\n\u003cthead class=\"text-left\"\u003e\n\u003ctr\u003e\n\u003cth scope=\"col\" class=\"text-text-100 border-b-0.5 border-border-300\/60 py-2 pr-4 align-top font-bold\"\u003e\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"text-text-100 border-b-0.5 border-border-300\/60 py-2 pr-4 align-top font-bold\"\u003eEbook\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"text-text-100 border-b-0.5 border-border-300\/60 py-2 pr-4 align-top font-bold\"\u003eSpreadsheet\u003c\/th\u003e\n\u003c\/tr\u003e\n\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eFormat\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003ePDF\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003e.xlsx (Excel)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eCompatible with\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eAny PDF reader\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eExcel 2016+, Microsoft 365, Google Sheets\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eWorks on\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eMac + PC + Mobile\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eMac + PC\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003ePages \/ Sheets\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003e34 pages\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003e4 sheets\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eDelivery\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eInstant download\u003c\/td\u003e\n\u003ctd class=\"border-b-0.5 border-border-300\/30 py-2 pr-4 align-top\"\u003eInstant download\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003c\/div\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eHOW DELIVERY WORKS\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eAfter purchase, you'll receive an automatic email with download links to both files. No account needed. Files are yours to keep and use forever — no subscriptions, no renewals.\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cstrong\u003eGUARANTEE\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003eIf either file doesn't work on your device, contact us within 7 days and we'll either fix the issue, provide an alternative format, or refund in full. We respond within 24 hours.\u003c\/p\u003e\n\u003chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\"\u003e\n\u003cp class=\"font-claude-response-body break-words whitespace-normal leading-[1.7]\"\u003e\u003cem\u003eThis product is for personal educational use only. It does not constitute financial advice. For personalized financial planning, please consult a qualified financial advisor (CFP) licensed in Canada.\u003c\/em\u003e\u003c\/p\u003e","brand":"TomiFusion","offers":[{"title":"Default Title","offer_id":43762686001217,"sku":"CAFB-BUNDLE-001","price":22.0,"currency_code":"CAD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0719\/3070\/8033\/files\/bundle_1_hero_19d65d37-16d6-4f4f-8573-e416765771ab.jpg?v=1775876680","url":"https:\/\/tomifusion.myshopify.com\/products\/canadian-personal-finance-starter-kit-ebook-budget-tracker-bundle-instant-download","provider":"TomiFusion","version":"1.0","type":"link"}